Build Smarter. Scale Faster.

From land purchase to close, we make it simple to build at scale with industry-low rates and a fast-track application process designed for today’s builders.

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Flexible Financing Solutions for Builders and Their Buyers

Whether you’re looking to scale your builds or help buyers break ground on their dream home, our construction lending programs are designed to move you forward. It’s fast, simple, and all under one roof.

One Application. One Approval. One Close.

The streamlined way to finance new home construction.
With our loans, your buyers can finance their construction costs and permanent mortgage in one, streamlined transaction, locking in rates upfront.

BuilderBridge by Cardinal Financial®

Fund your lots. Move at your pace. Close when your buyers are ready.
BuilderBridge is designed to help builders secure lot-by-lot financing while they prep for sale. Get approval fast and only close the permanent loan when your buyer is ready.
Build with CF

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Why fill out form?

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  • Your Path to Partnership Starts Here

    We’ve made it easy to get approved and start funding projects quickly.

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  • Complete our fast-track application

  • Submit the following documents to verify and finalize approval: Wire Authorization Form Retailer & Installer Licenses (all locations) Builder’s Questionnaire Liability Insurance Workers Comp Policy Completed W-9 Signed Letter Confirming Authorized Signer(s) Builder’s Risk Policy (add our mortgagee clause + subject property per deal)

Frequently Asked Questions

The answers you need to build with confidence.

Does Cardinal Financial outsource draws?

No. We manage all draw disbursements in-house to ensure efficiency and control.

How long does the process take?

Depending on the builder, we can accommodate 4, 6, 9, and 12-month builds.

Is the builder’s credit pulled?

No. We do not perform credit checks on builders during the application process.

What documents are required?

W-9, copy of General Liability Insurance Policy, builder questionnaire, and a copy of your general contractor’s license. Additional documentation may be needed on a case-by-case basis.

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