FHA Loan
Need a mortgage with flexible financial requirements? Insured by the Federal Housing Administration, FHA loans are available to borrowers of all kinds, whether you’re buying a home or refinancing.

Reasons/Highlights
- Down payments as low as 3.5%
- Credit scores as low as 550 may be accepted
- FHA to FHA streamline refinances don’t require an appraisal
- FHA-eligible down payment assistance programs allowed
- Great for first-time home buyers
Government-backed. Flexibility-stacked.
Did you know: FHA loans were originally designed to serve first-time buyers with less-than-perfect credit or past credit issues. Today, they’re a solid path to homeownership for first-time buyers, streamline refi-ers, and anyone who just needs some flexibility.
Reviews are our favorite kind of advertising.
Check out the latest from thousands of happy homeowners who trusted Cardinal Financial with their mortgage.
Read Reviews



Related home loans.
Great news. With an FHA loan, you've got options. Here's a look at what's possible.