
Kristen Martin
Senior Loan Originator
NMLS #564591
EMAIL ME
[email protected]About me.
I have a story to tell you. A great story, about the American Dream.
I had been a mortgage loan officer for a few years, and was closing with a young couple and his father. When they signed the last papers and I said congratulations, his father started to cry. He explained that his son was the first person in their family to ever own a home; he was so proud. I was so proud to be part of that moment and I knew I would never want to do anything else. That was almost twenty years ago.
Everyone's story is different, every property, but there are some things that everyone buying a home needs - communication, transparency, concern, and time investment.
I would love to know your story and be a part of your home buying journey.
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.