Kat Johnson

Loan Originator

NMLS #2053371

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CALL ME

Office: 980.771.4771

Call or Text: 980.771.4771

EMAIL ME

[email protected]

LOCATION

3530 Toringdon Way, Suite 200,
Charlotte, NC 28277

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About me.

Mortgage lending is more than selling loans. It’s about helping people become Home Owners. Whether that’s helping them reach financial goals to become a homeowner OR connecting them to the home of their dreams,

It is ALL about working with you through the entire process to reach these goals.

Life has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a smooth lending experience.

Everyone has a story to tell. What are your particular goals?

I look forward to working with you. Welcome to the Cardinal Family.

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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By clicking “Submit” below, I am providing my ESIGN signature and express written consent agreement to permit Cardinal Financial Company, Limited Partnership to deliver or cause to be delivered telephone calls or SMS/MMS messages using an automatic telephone dialing system, automated technology, or AI generative voice or an artificial or prerecorded voice, including calls or SMS/MMS messages made for advertising purposes or that constitute telemarketing or solicitations, to the residential landline or wireless telephone number(s) or email address I have provided for purposes of fulfilling my inquiry about mortgage financing, even if call or text results in a charge by my provider. I also agree that this authorization is valid even if any of the number(s) listed above have been added to Cardinal Financial Company, Limited Partnership’s company specific do-not-call list, or to any state or federal do-not-call registry. I acknowledge my consent to receive such calls from Cardinal Financial Company, Limited Partnership is not a condition of buying any goods or services from Cardinal Financial Company, Limited Partnership, and will not affect whether Cardinal Financial Company, Limited Partnership provides goods or services to me and if I do not wish to consent, I may contact a Loan Originator by calling 855.561.4944.

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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