Jumbo Loan

More borrowing power doesn’t have to be more complicated. Our Jumbo loans make financing luxury homes or homes in high-cost areas easier. These loans are for those with great credit and a large down payment ready to go.

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Why get a Jumbo loan?

  • Competitive rates compared to taking out multiple smaller loans
  • More purchasing power than Conventional loans
  • Can be used for investment properties
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Close on Your Jumbo Loan with Confidence

With real approvals, real numbers, and the power of Octane®, you can get approved for a Jumbo loan with total clarity, fast—no surprises, no mayhem.

Mortgage Solutions That Move You Forward

Get clarity with our top Jumbo loan options.

Cardinal Jumbo AUS

This Jumbo loan offers up to $3 million in home financing with credit scores as low as 660. You can choose fixed rates for easy budgeting, or adjustable rates for potentially lower initial costs.

Cardinal Jumbo AUS Prime

This Jumbo loan offers up to $3 million in home financing with credit scores as low as 680. This option requires a lower DTI (debt-to-income ratio) than Jumbo AUS.

Cardinal Jumbo Interest-Only ARM

Save on initial costs with an interest-only Jumbo loan. You’ll pay only the interest on the principal loan for a set period of time, giving you lower initial monthly payments.

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Financing That Matches the Home You Want

Jumbo loans offer flexible options for higher-priced homes, with competitive terms designed for buyers who need financing beyond standard loan limits.

A jumbo loan is a mortgage that exceeds the standard conforming loan limits set by the Federal Housing Finance Agency, typically required for high-priced homes.

Ready to end the mortgage mayhem?

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