Mortgage lending done right^®

Buying or refinancing a home doesn't have to be complicated. No matter where life has taken you or where you're headed next, we're here to help you find the right mortgage. A mortgage that fits your goals, your budget, and your lifestyle.

Buy a Home Refinance a Home Access Your Equity

Refinance to Make Your Mortgage Work for You

Your home isn’t just a place to live. It’s also a powerful financial tool. Whether you want to lower your rate, tap into your home’s equity, or adjust your loan terms, our personalized refinance solutions make it easy to find the right fit for your financial goals.

Find the Right Refi

Unlock Attainable Homeownership

If traditional homes are out of reach and you don’t qualify for affordable housing, we’ve got a solution. Our Attainable Housing program supports middle-income families, with options from modular homes to condos.

Our Attainable Housing program offers middle-income options, from modular homes to condos.

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Crunch the Numbers

What should your down payment be? How much could you save every month with a refinance? Our calculators make it easy to get the answers you need and set the right budget to meet your homeownership goals.

No matter your homeownership goals, our mortgage calculators make it easy to understand your specific budget needs.

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First Time’s the Charm

Buying your first home can be overwhelming. So, we created a comprehensive guide to help you purchase like a pro. And of course, our team of experts is here to help you navigate the process every step of the way.

Buy your first home with confidence when you download our free, comprehensive guide.

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Serving Those Who Serve

The bravest among us deserve a place to call home. VA loans are one of the most powerful benefits earned through service. At Cardinal Financial, we proudly offer a wide variety of VA purchase and refinance options.

We proudly offer a wide variety of VA purchase and refinance options for those who serve.

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