Speed to Mortgage^™

Cardinal Financial^® is ending the mortgage mayhem. Powered by our living loan engine, Octane^®, we deliver Speed to Mortgage with certainty from application to close — real approvals, real numbers, and real confidence.

Buy a Home Refinance a Home Access Your Equity

The No Mystery Mortgage

No guesswork. Just visibility, confidence, and speed. So you can see what’s happening, get answers fast, and close with confidence.

What exactly is a cash-out refinance?

What exactly is a cash-out refinance?

A cash-out refinance is when you refinance your home loan to get cash out of your home equity. You can use that cash for renovations, debt consolidation, and more.

A cash-out refinance is when you refinance your home loan to get cash out of your home equity. You can use that cash for renovations, debt consolidation, and more.

Tap Into Equity

What can I do with a mortgage calculator?

What can I do with a mortgage calculator?

Our mortgage calculators make it easy to crunch the numbers on your homeownership goals. Calculate everything from down payments to affordability.

Our mortgage calculators make it easy to crunch the numbers on your homeownership goals. Calculate everything from down payments to affordability.

Calculate Your Mortgage

How do VA Loans help veterans buy a home?

How do VA Loans help veterans buy a home?

VA Loans offer well-earned benefits for eligible VA borrowers. That includes no down payment required, flexible qualifying credit scores, and competitive rates.

VA Loans offer well-earned benefits for eligible VA borrowers. That includes no down payment required, flexible qualifying credit scores, and competitive rates.

Explore VA Loans

Can I get a mortgage for a manufactured home?

Can I get a mortgage for a manufactured home?

Yes. We offer loans for a wide variety of manufactured homes. These attainable options are a great way to build equity, sustainably and stylishly.

Yes. We offer loans for a wide variety of manufactured homes. These attainable options are a great way to build equity, sustainably and stylishly.

How do I buy my first home?

How do I buy my first home?

Download our free step-by-step guide for first-time buyers to see what you can expect from start to finish. When you’re ready, get a free rate quote.

Download our free step-by-step guide for first-time buyers to see what you can expect from start to finish. When you’re ready, get a free rate quote.

A Lender Thousands Trust

Real homeowners. Real results. Real Speed to Mortgage.

Ready to end the mortgage mayhem?

Speed to Mortgage starts with a free rate quote. See all your options. Get answers fast. Close with confidence.