
Sean Murphy
Branch Manager/Loan Originator
NMLS #249426
EMAIL ME
[email protected]About me.
As a local trusted mortgage loan officer for over 18 years in Benicia and Vallejo I have the experience to walk you through the loan process and support you from getting you approved to holding the keys to your new home. My team’s number one priority is to make sure you experience great service along with the options you and your family understand and are comfortable with. Whether you are a first time or a seasoned home buyer, or interested in refinancing your home, you can trust in me to handle all of your home financing needs. I appreciate your business and thank you for choosing me!
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.