Ana Maria Giraldez

Branch Manager

NMLS #361685

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CALL ME

Office: 619.500.1172

Call or Text: 619.518.3100

EMAIL ME

[email protected]

LOCATION

2453 Fenton St, #C,
Chula Vista , CA 91914

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About me.

I truly believe the most valuable resource of any business is the people. I am very privileged to have a team of successful mortgage professionals who live with integrity and excellence above all.

Cardinal Financial is built on a foundation of talented, honest, motivated people that have access to innovative tools and impressive technology in order to ensure solid fulfillment and excellent service.

Monetary goals have never been my primary goal. Success to me is all about moving forward, achieving excellence and to never say never with more to do, more to learn and more to accomplish. Seeing families achieve the dream of home ownership, and see clients built wealth in real estate, are the rewards of what I do every day.

I am originally from Peru and I am bi-cultural and bilingual

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Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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